What topics are important for you to bring up in the conversation to include more people?
We started the podcast talking about student loans, but we didn’t just want to talk about “Hey, here’s how you pay off your student loans.” We really wanted to show why student loans have become such a big deal. Why are we in this situation? What brought us here? How did that impact, again, women and people of color? What would forgiveness mean to these people? We go deeper into the topics. Right off the bat, we were like, “Hey, we’re going to talk about this big topic that’s on everyone’s mind, but we’re also going to do it in a way where we’re not going to sweep things under the rug. We’re going to talk about all the issues that have led us to this moment.”
It’s a big topic. Another one that’s coming out soon is we’re doing an episode about the trauma of money, which is huge and very rarely talked about in personal finance because a lot of people haven’t made that connection yet – there has a lot of psychology going on behind our decisions with money. It’s not just people choosing to be in debt and choosing to be broke and choosing to struggle with money. Much of it has to do with our psychology and the things we experienced earlier in life.
Talking about money trauma and its connection to financial success is something [where] I was like, “We need to talk about this topic,” especially when it comes to minority communities. Being Latina, coming from a house where the parents were divorced, went through financial difficulties, lost everything, I had to step in as a pseudo-parent to help them, [and] I knew how much that played into my psychology. I knew I couldn’t be the only one. I’m not so unhappy or so special that anything is just me.
You look at TikTok and you say to yourself, “I don’t have unique experiences in life.” Every TikTok I watch, I’m like, “Oh, that’s me too.” I still think it’s just me, and I’m like, ‘Turns out it’s millions of people.’ That’s what we’re trying to capture with this podcast, that “Oh, it’s me too” moment of “It’s not just me. I’m not alone.” I got so many of these messages from people where they were like, ‘I thought I was struggling with this alone. I thought I was a loser. I thought I was broken because I couldn’t figure it out. that.” I’m like, “No, it’s not just you.” There’s also this major system that’s causing all these problems, and we’re all trapped in it. We all try to find our way there as best we can.